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AC Financing

AC Financing for Residential & Commercial Customers Throughout Tampa Bay & Beyond

At Bill Bowers Air Conditioning & Heating, we understand that new AC equipment might not always be in the budget. AC financing opportunities can afford you the opportunity to invest in the future of your family or business while helping you save money on energy costs TODAY. Speak to our team today to learn if you qualify.

Call now for more information!

RUUD AC Financing

Bill Bowers Air Conditioning & Heating offers financing options from KwikComfort Financing. By opting for financing, you can expand your purchasing power and enjoy a convenient payment plan.

Benefits to our financing options include:
  • Convenient Monthly Payment Options
  • Competitive Interest Rates
  • No Prepayment Penalties
  • Open Credit Line for Future Purchases
  • Simple Application Process
  • Fast Credit Decisions
*Subject to credit approval. Minimum monthly payments required. See Dealer for details.
Applying online is quick, secure, and private. To apply for credit, simply complete the online credit application. You will be able to read the privacy policy and review the terms of this offer before submitting the online application.
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ac financing

5-Yr, 7-Yr, 10-Yr, or 12-Month Same-as-Cash Financing

Our customers can also opt for financing through EnerBank USA, America's home improvement lender of choice. They offer unparalleled service and payment options designed for homeowners.
5 year loan
*Credit and loans provided by EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. 6.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment term is 60 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed.
7 year loan
*Credit and loans provided by EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. 6.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment term is 84 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed.
10 year loan
*Credit and loans provided by EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. 6.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment term is 120 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed.
12 month same as cash
* Credit and loans provided by EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. 17.99% fixed APR, effective as of March 2021, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 365 days. Repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after funds are disbursed.

Optimus Financing

OPTIMUS logo
OPTIMUS uses Soft Pull technology to quickly help you get to the right lending or leasing products, virtually eliminating the need for multiple applications and multiple credit pulls, all the while delivering 90% approval rates. All in just seconds.

OPTIMUS provides pathways that cover a wide range of credit profiles through one single application. Our platform is by far the easiest and fastest process for customer credit approval and project funding.

Apply Now

Want to Speak to a Team Member about Your Options?

Bill Bowers Air Conditioning & Heating has helped customers secure financing for their homes and businesses throughout Tampa, Clearwater, St. Petersburg, Dade City, Brooksville, and beyond. Call now to discuss your needs!

Service Area

Citrus, Hernando, Pasco, Hudson, Pinellas and Hillsborough
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Testimonials

  • "Bill Bowers A/C went above and beyond for me and at a reasonable price. Dennis has been very professional and prompt. He even brought one of my tenants a portable AC after hours while we waited for a repair. Much appreciated!"

    Eric M.

  • "Super Locally owned company! Picked this company over seven others! Denis is honest, punctual, and wont try to up-sale you or rip you off. They did a FANTISTIC job and were by far the better price for the system we purchased. I highly recommend Bill Bowers Air Conditioning!"

    Lisa G.

  • "Dennis and his crew were absolutely GREAT. Always responds to calls quickly and prices are fair. Very HONEST and knowledgeable."

    Robert S.

  • "The air conditioning where my 99 year old aunt lives stopped blowing cool air. I called them and they came out right away and fixed the problem. I am very happy with their service."

    Francine H

  • "The most professional AC company I've ever dealt with! I've lived in warm climates all over the US for the past 40 years and have interacted with countless AC installation and maintenance companies. Bill Bowers is the best hands down"

    Anthony L.

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Top Rated Home Advisor
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BBB Accredited Business
Best of Home Advisor
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